About this site

This site is a financial promotion and general information service for UK residents. Finance Magic™ is a trading style of Ever North Limited. Ever North Limited is authorised and regulated by the Financial Conduct Authority under firm reference number 800196.

Broker and advice status

Finance Magic is not a lender or insurer. For finance enquiries, it acts as a broker and may introduce or apply to an appropriate lender after assessing the case. For insurance enquiries, it offers products from a choice of insurers and personal advice is provided only after an authorised adviser has assessed your circumstances.

No offer, approval or guarantee

Website content, calculators, initial assessments and indications are not a binding offer, credit approval, insurance acceptance or guarantee. Products remain subject to eligibility, underwriting, affordability or security checks, valuation, legal work, provider terms and availability. Rates, premiums, fees and product terms can change.

Costs and commission

Before you proceed, Finance Magic will explain any fee payable by you and the nature of any commission or other payment it may receive from a lender or insurer. You should consider all interest, premiums, lender/provider fees, valuation and legal costs, not just the headline payment or rate.

Your responsibility

You must provide accurate and complete information and tell the adviser if your circumstances change. Do not send medical documents, bank details, passwords, identity documents or other sensitive material through the first-stage marketing form.

Complaints

Contact the Compliance Officer, Ever North Limited, Ground Floor, Rainham House, Manor Way, Rainham RM13 8RH; telephone 0333 888 0238; email[email protected]. If a complaint cannot be resolved, you may be entitled to refer it to the Financial Ombudsman Service.

Availability and intellectual property

Finance Magic may amend, suspend or withdraw the site. Reasonable care is taken over the information, but uninterrupted availability is not guaranteed. Finance Magic™ and site content are protected by applicable intellectual-property rights. Links to third-party sites are provided for context and do not transfer responsibility for their content.